What is all that mail you receive after you purchase, refinance or transferred title to a home?

What is all that mail you receive after you purchase, refinance or transferred title to a home?

You have recently recorded a deed that modified the title to your property. Suddenly you are overrun with a swarm of mail about your property. These solicitations either are marketing Homesteading or they are telling you that you have to get a Certified Copy of Your Deed. These are very official looking documents and usually will include a “Must Respond By Date.”

Let’s take a look at what you need to know about these solicitations. In the case of marketing Homesteading, there are four elements you need to know:

1. They are going to ask you to fill out the form.
2. Once you mail them the package, you do not know if they are going to verify the correct ownership, the parcel number or the legal description of your property.
3. They are going to mail it back to you with whatever you typed and now you have to go get it notarized.
4. You have to drive down to the County and have it recorded.

There is also a nominal fee that you will need to pay for the privilege of doing most of this yourself. The form is available for free through Clark County. Here is the form.

If the solicitation is telling you “Important Property Information Enclosed – Respond Promptly”, it is a marketing company that wants you to purchase a Certified copy or copies of the Deed that was recently recorded. Here are three things to keep in mind.

1. The envelope looks like an official government agency is mailing this to you. Sometimes they will include “warning” notices with reference to fines and imprisonment. Underneath the warning should be additional language that says, “this is not a government document or agency.” Make sure to read the small print. This is particularly important when dealing with older property owners who may panic when receiving these mailers.
2. When you open the envelope, it will usually be on legal size paper and will include detailed information about the recent transaction which makes it appear that it is coming from a government office. We are not aware of any government offices that mail these types of solicitations. If you are unsure, call your local government office. If Clark County sends out a mailer, it will clearly state the agency name and will often reference a difficulty in recording due to some specific issue that needs to be resolved.
3. Depending on who recorded the deed, that company should be mailing you the original recorded document within a reasonable amount of time. Most County offices vary on the timeframe for updating their records to reflect the new ownership. Once the document is recorded you really do not need a certified copy, you should receive the original. If you do not, you should contact the company that recorded it for you or the County.

These title changes are a matter of public record. This creates an avenue for marketing companies to solicit services that you generally do not need. It is always best to call your County office if you are unsure but rest assured that threats of fines and imprisonment are a marketing ploy.

Need More Info? 702.233.4014

Quick Claim USA and their employees are not attorneys in the State of Nevada or in any other State or Jurisdiction. Quick Claim USA is not licensed to give legal advice and may not accept fees for giving legal advice. Should you have questions regarding any of the above items, you must seek the advice of independent legal/tax counsel of your choosing.