Article

Proper titling of your real estate is essential for several reasons.  There are life changing events that occur after you close escrow (ie: record a new deed) that should prompt you to review and update the ownership documents.  This is the same thought process that you would use with your auto title, driver’s license, etc.

Let’s review some circumstances which would prompt you to review the title:

  • Marriage – if you recently got hitched and already own your home, or several pieces of property, you will want to make sure that they reflect your current, updated marital status.  Also, if you have changed your name, including hyphenating your current name, you will want to update the county records with your current legal name.
  • Divorce – the best time to split up property(ies) is while the negotiations are in process.  This way you won’t have to chase your former spouse to have them sign the deed which will remove and relinquish their interest to you.  Also, if you choose to revert back to a former last name, this should be done at the same time.
  • Domestic Partnerships in Nevada – are recognized for both “same sex” and “opposite sex” relationships, you have to file with the State of Nevada.  The same rules apply as noted above for Marriage and Divorce.
  • Non-Borrowing Property Owner – when you purchase property and your lender advises you that one of you are either ineligible or easier to qualify for the mortgage and new loan, you may want to add that person back onto the title of your new home after you close and record.
  • Death of an Owner – when you experience the loss of a loved one who was also a co-owner of your home, you will want to have their name removed and then take steps as noted in one of our previous posts that will assist you in avoiding the probate process.

There are several options available to update the title to your home.

  • DIY (Do it Yourself) – not the best idea, may cause more problems down the road that you are not aware of today.
  • Attorney – not everyone has access to or feels comfortable with hiring an attorney and attorney’s do not always use the same deed as a Title and Escrow Company would.  You have heard the term “Quit Claim Deed” which does not guarantee ownership of the property.

Quick Claim USA is a concierge service whereby we offer a complimentary phone consultation to see if we can assist you and offer solutions to your particular circumstances.  You can reach us at 702.233.4014 or email us your scenario at Deed@QuickClaimUSA.com.

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